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Lawyers
It cannot be
emphasised too strongly that anyone planning to buy property in
Spain must take expert, independent legal advice. It has been
estimated that some 80 per cent of buyers in Spain don’t obtain
independent legal advice. Most people who experience problems take
no precautions whatsoever when purchasing property and of those who
do take legal advice, many do so only after having already paid a
deposit, signed a contract or when they encounter problems.
You will find
that the relatively small price – in comparison with the cost of a
home – of obtaining legal advice to be excellent value for money, if
only for the peace of mind it affords. Trying to cut corners to
save on legal costs is foolhardy in the extreme when tens or
hundreds of thousands of Euro are at stake. However, be careful
whom you engage, as some lawyers are part of the problem rather than
the solution! Don’t pick a lawyer at random, but engage one who
has been highly recommended by someone you can trust. Note that
there are many people who claim to be lawyers (often estate agents
or accountants) and although this is highly illegal, it will leave
you with no protection should anything go wrong.
You should
check that a lawyer is a member of the provincial lawyer’s
association (Colegio de Abogados) – membership of which is
compulsory. All members are covered by professional indemnity
insurance. You can easily telephone the association to check,
simply by giving the lawyer’s name. The only professionals legally
qualified and permitted to give legal advice in Spain are lawyers
and you should take legal advice from no one else. Some estate
agents will work hard to dissuade you from employing a lawyer on the
grounds that they’re not necessary, that they’re expensive and hold
purchases up. Other estate agents claim you should use their
lawyer (who will represent the estate agent’s and the seller’s
interests rather than yours).
Gestores
A gestor
is an official agent licensed by the Spanish government as a
middleman between you and bureaucracy. It isn’t compulsory to
employ a gestor, but without one you must usually speak fluent
Spanish (or have an interpreter), possess boundless patience and
stamina, and have unlimited time to deal with the mountains of red
tape and obstacles. A gestor’s services aren’t generally
expensive. Note, however, that the quality of service provided by
gestores varies and that they cannot always be relied upon to do a
professional job (some have been known to take money from clients
and do absolutely nothing). That said, a good gestor is worth his
weight in gold. |